Banking lending

Heron

Website

Heron is on a mission to eliminate the underwriting tax on American businesses. When a consumer applies for credit, a spinning wheel can return an offer in seconds; when a business applies for a loan or insurance policy, humans still spend hours reading documents, verifying the business, detecting fraud, and deciding what to offer. Heron does that

Founded 2020Origin source ↗Checked 2026-09-15

Overview

Heron is on a mission to eliminate the underwriting tax on American businesses. When a consumer applies for credit, a spinning wheel can return an offer in seconds; when a business applies for a loan or insurance policy, humans still spend hours reading documents, verifying the business, detecting fraud, and deciding what to offer. Heron does that work in software: lenders, insurers, and credit brokers send applications in and get declines and offers out in minutes instead of days. We have underwritten roughly 1 in 8 US employer businesses in the past year. That scale allows us to go beyond what any individual could ever do: identify cross-customer signals across millions of businesses to build new data products, and ultimately become the data layer for private businesses in the US. Backed by Insight Partners and Y Combinator.

Company description As recorded 2026-11-08

Founders & team

Previously Open Credit, OpenCredit, Open Credit, Heron Data

Company history As recorded 2026-11-08

Johannes Jaeckle

Founder

Johannes is the CEO of Heron Data. Before starting Heron Data with two friends, he was an early team member and UK MD for Segovia Technology and most recently led the fast-growing remittance company Taptap Send. Johannes holds a BA in PPE and a Master’s degree in Development Economics, both from Oxford University.

Founder profile As recorded 2026-09-15

Dominic Kwok

Founder

Dom is the CTO of Heron Data. Before Heron Data, he worked in data science at Revolut, Spotify, and Meta. Dom holds a BS in Physics from Yale, and is originally from Hong Kong

Founder profile As recorded 2026-09-15

Jamie Parker

Founder

Jamie is the COO of Heron Data. Before starting Heron Data with two friends he worked at Knowledge Search firm, AlphaSights. Jamie started and scaled a new commercial function at AlphaSights to $xxm ARR and 20+ people globally in 18 months. Prior to this Jamie was an avid AirBnB host and used his rental income to fund a white tie hire company at the University of Oxford with Johannes (CEO of Heron Data) which they sold in 2016.

Founder profile As recorded 2026-09-15
60team members reported
Source-reported As recorded 2026-09-15

Founded 2020 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedNew York City, NY, USA
Pricing evidenceNo pricing page confirmed
Maturity: Launched · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The company website offers product access through a trial, free start, app download, purchase, or onboarding with existing-account login. Customer adoption is not established by this evidence.

Company website: home Checked 2026-09-23 · Company website: home Checked 2026-09-23

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Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year