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Automate and strengthen manual risk and compliance operations for fintechs and banks. Given a third party contracts and documentation, Kobalt’s reasoning engine ingests internal policies and procedures, legal commitments, past privacy and compliance assessments, and syncs with external legislation to instantly auto-surface and track risks.
We're helping community/regional/sponsor banks increase revenue and scale their partnership and vendor volume, and we're helping fintechs conduct their partner diligence in 1/10 the time, all without needing to increase headcount.
Previously Suspense
Kalyani is the CEO of Kobalt Labs. She previously conducted AI research at Stanford, built financial security products at Apple, and built health data analysis tools used by governments of 13 countries at Zenysis. She graduated from Stanford with her MS in Computer Science (concentration in AI), and her BS in Computer Science (AI) with a minor in Human Rights.
CTO of Kobalt Labs, infra engineer, & lover of reusable & extensible systems. Prev. at Affirm, Nuna, and Meta. Stanford BS in Computer Science.
Founded 2023 · Source
Source-based assessment · automated evidence rules
The company website explicitly reports customer or user adoption. This is a source-based assessment of a company claim; scale and revenue are not independently verified.
Company website: home Checked 2026-10-29
Loved by risk teams. Hours back, every week.
Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.
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