Banking lending

Seed

Website

Overview

Seed is simply a better way to bank. As a mobile first banking service designed with the small business in mind, Seed empowers small businesses with modern, easy-to-use digital tools and customer-support resources for starting, running, and growing a business. With Seed, business banking has never been easier. Learn more at https://seed.co

Company description As recorded 2026-11-08

Founders & team

Brian Merritt

Founder/CEO

I built banks. Previously I was the cofounder and CEO of Seed w15 (exited to Cross River Bank) and VP Engineering at Simple (exited to BBVA).

Founder profile As recorded 2026-09-15

Ryan Hildebrand

Founder

Seed, W15 (exited to Cross River Bank). I’m a serial entrepreneur and operator who has spent a large part of my career at the intersection of technology and banking. I've managed accounting for banks, built fintechs, and now I'm a FinTech banker. I was part of the early team that built Simple (the first consumer fintech bank) and led the process of its sale to BBVA. I then built the first business fintech bank called Seed which we sold to Cross River Bank and became its Head of Payments/BaaS

Founder profile As recorded 2026-09-15
11team members reported
Source-reported As recorded 2026-09-15

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite unreachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The source reports an inactive or acquired company; current product identity needs review.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationdescriptive evidenceclassified market and modelsourced people