Banking lending

Bankjoy

Website
Founded 2015Origin source ↗Checked 2026-09-15

Overview

Bankjoy provides a full suite of modern digital banking software, including mobile banking, online banking, online account opening, loan applications, and conversational AI to banks and credit unions.

Company description As recorded 2026-11-08
LinkedIn
Banking lendingIndustry softwareBusinessesMid marketSubscription

Founders & team

Mike Duncan

Founder/CEO

Mike Duncan is the founder and CEO of Bankjoy, a Detroit-based digital banking startup. Before starting Bankjoy, Mike developed banking software for a Michigan-based credit union. He also developed payments and financial software for Unisys and the Detroit Tigers. Mike studied computer science at Kettering University in Flint, MI.

LinkedIn X
Founder profile As recorded 2026-09-15
60team members reported
Source-reported As recorded 2026-09-15

Founded 2015 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthenriched profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedTroy, MI, USA; Remote
Pricing evidenceNo pricing page confirmed
Maturity: Launched · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The company website offers product access through a trial, free start, app download, purchase, or onboarding with existing-account login. Customer adoption is not established by this evidence.

Company website: home Checked 2026-09-23 · Company website: home Checked 2026-09-23

Get Started with Bankjoy
Client Login

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding yearrecent publishing observed
startup.observe Directory coverage · Sources & method