Fintech payments

Unifold

Website
Founded 2026Origin source ↗Checked 2026-09-15

Overview

Launch crypto deposits in minutes.

Unifold is a developer-first API + SDK that makes it easy for any app to accept on-chain deposits – across any chain and token – with less than 10 lines of code. We handle the full deposit flow so teams can ship faster and give users a smooth experience that actually works.

If you’re building a consumer-facing on-chain product and want best-in-class deposits (or want to support more chains fast), we’d love to work with you.

Company description As recorded 2026-11-08

Founders & team

Timothy Chung

Founder/CEO

Co-founder of Unifold (W26), we’re building crypto → stablecoin deposit and payment infrastructure for fintechs and marketplaces. Previously, I co-founded Streambird, a wallet as a service identify platform that was acquired by MoonPay; the product later became MoonPay Wallets. Before Streambird, I worked for Polymarket and Instabase (4th engineer). Studied Computer Science at Columbia & Cambridge

Founder profile As recorded 2026-09-15

Hau Chu

Founder/Chief Engineer

Graduated from Cornell Tech. Building a universal on-chain deposit infrastructure that 1. Easily onboard all customers from all ecosystems to your platform and maximize user/trading volume. 2. Super seamless user/dev experience to use our product with the least amount of crypto knowledge. Unifold handles the complexity for you.

Founder profile As recorded 2026-09-15

Quang Huynh

Founder/CTO

A full-stack engineer with 15+ years of experience across fintech, healthcare, and web3. Most recently spent 2.5 years at MoonPay building consumer app, wallets and identity SDKs. Previously co-founded a web2/web3 wallets/authentication startup that was acquired after 1.5 years, led mobile engineering at stc pay (Saudi Arabia's first fintech unicorn) serving 3.5M+ customers, and built patient administration software generating ~£30M+ revenue for UK healthcare providers.

Founder profile As recorded 2026-09-15
3team members reported
Source-reported As recorded 2026-09-15

Founded 2026 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthenriched profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedNew York City, NY, USA
Pricing evidenceNo pricing page confirmed
Maturity: Launched · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The company website offers product access through a trial, free start, app download, purchase, or onboarding with existing-account login. Customer adoption is not established by this evidence.

Company website: home Checked 2026-11-05 · Company website: home Checked 2026-11-05

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Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding yearrecent publishing observed