Fintech payments

Sponge

Website
Founded 2026Origin source ↗Checked 2026-09-15

Overview

Sponge is the easiest way for agents to hold and spend money, and for businesses to sell directly to them.

For agents: Sponge lets agents hold funds and transact autonomously with other agents and businesses using bank accounts, cards, and crypto. Agents can autonomously purchase services such as email, browser use, and premium data without human involvement.

For businesses: Sponge makes it easy to onboard and accept payments from agents without human interaction. Businesses can sell their services directly to agents with a few clicks, no code changes required.

Company description As recorded 2026-11-08

Founders & team

3team members reported
Source-reported As recorded 2026-09-15

Founded 2026 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year