Alec Howard
Founder/CEOCo-Founder and CEO of Ruvo (formerly Cacao). Ex-Uber & previous Head of Marketing at Gauntlet AI (Lambda School, YC S17)
Founder profile As recorded 2026-09-15
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Fintech payments
Ruvo
Overview
Ruvo is a global account for receiving, holding, and moving money between USD and BRL.
We connect Pix, crypto, and Visa so you can receive USD from abroad, convert between USD and BRL in minutes, send money to the U.S., spend worldwide, and save in digital dollars with yield — all in one place.
Ruvo supports both personal (CPF) and business (CNPJ) accounts, with low fees, strong security, and direct Pix settlement.
Formerly known as Cacao.
Company description As recorded 2026-11-08
Founders & team
Previously Cacao
Company history As recorded 2026-11-08
Michael Mason
Founder/CTOCo-Founder & CTO of Ruvo. Previous Co-Founder & head of Product & Engineering at Mercato.
Founder profile As recorded 2026-09-15
11team members reported
Source-reported As recorded 2026-09-15
Founded 2025 · Source
News & product activity
Cohort membership
Summer 2025Summer 2025
Original evidence ↗Sources & observations
Profile depthenriched profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSão Paulo, SP, Brazil
Pricing evidenceA pricing page was detected
Maturity: Launched · 4 of 6 areas documented
Source-based assessment · automated evidence rules
The company website offers product access through a trial, free start, app download, purchase, or onboarding with existing-account login. Customer adoption is not established by this evidence.
Company website: home Checked 2026-10-23
Scan the code or download the app
Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.
- Product overviewSource description Checked 2026-11-11
- Product visualsNot documented
- Founders & originsTeam information
- Business model & pricingPricing page detected on company website; plans not reviewed Checked 2026-11-11
- Funding & ownershipNot documented
- Dated milestonesDated source activity: 2025 Q3 (quarter only)
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding yearpricing page observed
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