Fintech payments

Arcus

Website

Payments-as-a-service (“PaaS”) platform that enables any business to launch and offer innovative payment solutions across LatAm. Our mission is to make payments possible for everyone. We strive to improve people’s financial health by helping our clients empower their users, giving them a better way to manage their payments. The world’s larges

Founded 2013Origin source ↗Checked 2026-09-15

Overview

Payments-as-a-service (“PaaS”) platform that enables any business to launch and offer innovative payment solutions across LatAm. Our mission is to make payments possible for everyone.

We strive to improve people’s financial health by helping our clients empower their users, giving them a better way to manage their payments.

The world’s largest and most innovative companies choose Arcus to accept and process payments across the Americas including BBVA, Santander, Walmart, 7-Eleven, and Rappi. Arcus was launched in 2013 through Y-Combinator and is backed by Ignia, Citi Ventures, Softbank, Initialized Capital, Andreessen Horowitz, Kapor Capital, among others.

Company description As recorded 2026-11-08
LinkedIn
Fintech paymentsAPI platformBusinessesEnterpriseTransaction fee

Founders & team

Previously Regalii, Arcus (Regalii)

Company history As recorded 2026-11-08

Edrizio De La Cruz

Founder/CEO

Edrizio is an ex Visiting Partner at YC and was the co-founder and CEO or Arcus (S'13), which was sold to Mastercard. The company grew to serve over 200 clients and processes billions of dollars annually. In 2021, the company was sold to Mastercard. Edrizio holds an MBA from The Wharton School. He was born in the Dominican Republic, grew up in Harlem and now resides in Miami. He loves comedy, hiking, writing and his 1 year old baby girl.

LinkedIn
Founder profile As recorded 2026-09-15

Juan Maldonado

Founder

Juan was the co-founder & COO/CPO of Arcus, (S' 13). A payments platform for LatAm. He helped build an international team from the ground up and manage all operations as COO; as well as head of people where he was responsible for hiring over 200+ppl. Arcus was acquired by Mastercard in 2021, he's since focused his energy on helping other fellow entrepreneurs as an advisor/Angel investor. Before co-founding Arcus, Juan ran Michael Bloombergs financial empowerment center in NYC.

LinkedIn
Founder profile As recorded 2026-09-15

Iñigo Rumayor

Founder

Iñigo is the CEO of Arcus, a multi-rail payments platform, with a direct connection to the RTP network in Mexico (SPEI), which in 2021 became the first acquisition by Mastercard in Latin America. He previously founded Regalii, a cross border bill pay platform where he held various roles including CRO and COO. Iñigo is a Mexican entrepreneur, originally from Saltillo, and holds a degree in Economics from the University of Pennsylvania.

LinkedIn X
Founder profile As recorded 2026-09-15
100team members reported
Source-reported As recorded 2026-09-15

Founded 2013 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthenriched profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedNew York City, NY, USA; Mexico City, CDMX, Mexico; Miami, FL, USA
Pricing evidenceA pricing page was detected
Maturity: Not assessed · 4 of 6 areas documented

Source-based assessment · automated evidence rules

The source reports an inactive or acquired company; current product identity needs review.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding yearpricing page observed
startup.observe Directory coverage · Sources & method