Insurance

Adaptional

Website

Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand. We're changing this with AI claims review agents, already deployed at some of the major P&C carriers. In the future, clai

Founded 2024Origin source ↗Checked 2026-09-15

Overview

Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand. We're changing this with AI claims review agents, already deployed at some of the major P&C carriers.

In the future, claims will be powered by an intelligence layer that manages files and escalates actions to human adjusters. Adaptional is building the AI system that will be the foundation for every claims department across P&C insurance.

Company description As recorded 2026-11-08

Product & workflow

Connect your claims system, define a scorecard, and let Adaptional audit every file — continuously.

Source-reported As recorded 2026-10-27

Founder background

Suril Kantaria Co-Founder & CEO Suril was on the early team at xAI and Primer. He was cofounder and CEO of insurance brokerage Savvy (acq. by TakeCommand) and graduated Phi Beta Kappa in Economics & Mathematics from Dartmouth.

Source-reported As recorded 2026-09-27

Founders & team

Kevin Cox

Founder/CTO

Co-founded and sold digital insurance brokerage Savvy (W20). Led engineering teams at Clipboard Health while revenue grew profitably from $30M -> $130M. Building Adaptional - AI for commercial insurance.

Founder profile As recorded 2026-09-15

Suril Kantaria

Founder

Cofounder of Adaptional S25 and Savvy W20, a digital insurance brokerage for startups & SMBs. Previously on the early team at X/xAI and Primer, a NLP lab that raised $250m+.

Founder profile As recorded 2026-09-15

Founded 2024 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year