Fintech payments

IRBC

Website
Founded 2024Origin source ↗Checked 2026-09-15

Overview

IRBC is a financial technology company building an AI-native financial institution for global businesses and their AI agents. We believe stablecoins are to finance what AI is to software. IRBC enables businesses across 160 countries to bank, earn yield, spend with Visa credit cards, make instant global payments, and process payments like a local. All powered by programmable money and accessible through chat interfaces and a CLI.

Company description As recorded 2026-11-08

Founders & team

Previously Lyra

Company history As recorded 2026-11-08

Courtne Marland

Founder/CEO

Founder & CEO at IRBC. Background in GTM engineering, SMMA, and software. Published 4 apps on the App store. 2x previous business exists. BSc Economics and Mathematical Sciences. Lived in South Africa, Dubai, London and Sydney.

Founder profile As recorded 2026-09-15
3team members reported
Source-reported As recorded 2026-09-15

Founded 2024 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedNew York City, NY, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year