Fintech payments

Charm

Website
Founded 2024Origin source ↗Checked 2026-09-15

Overview

Charm makes sending money as easy as sending email. Most people juggle multiple payment apps and scattered balances. Charm lets you pay anyone — no matter what app they use — and earns you 5% interest on your balance, automatically.

Company description As recorded 2026-11-08

Founders & team

Previously BeerMe

Company history As recorded 2026-11-08

Gray Newfield

Founder/CEO

Gray Newfield is the co-founder and CEO of BeerMe. He previously worked as a software engineer at Uniswap, the most widely used decentralized exchange on Ethereum. Before that he was a software development engineer at Amazon.com for four years, working on core retail experiences across shopping, promotions, and checkout. Gray holds a B.S. in Computer Science from Yale University.

Founder profile As recorded 2026-09-15

Noah Newfield

Founder/COO

Noah is co-founder and COO of BeerMe. He shaped strategy at Uniswap Labs, maker of the largest decentralized exchange on Ethereum, for 2 years and led GTM for the Uniswap wallet. He previously led growth at Genie, the first NFT marketplace aggregator, which did $500M in trading volume, before it was acquired by Uniswap. He studied business at the University of Southern California, Hong Kong University of Science and Technology, and Universitá Bocconi.

Founder profile As recorded 2026-09-15
1team members reported
Source-reported As recorded 2026-09-15

Founded 2024 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedNew York City, NY, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year