Banking lending

Shiboleth

Website
Founded 2023Origin source ↗Checked 2026-09-15

Overview

Shiboleth automates consumer lending compliance for financial institutions using AI.

Banks and fintechs use us to save months of manual work by automating audits and drafting reports for the governments.

LLMs allow whole categories of manual compliance processes to be automated in ways that weren’t possible until recently.

We are excited to automate back-office operations and enhance consumer protection in one of the most litigious industries.

Company description As recorded 2026-11-08

Founders & team

Esty Scheiner

Founder/CEO

Esty Scheiner is the CEO and Co-founder of Shiboleth. Shiboleth automates regulatory compliance for lending institutions Before Shiboleth, Esty was a Security Engineer at Invoca, developing an LLM tool for automating security compliance. She dropped out of NYU CS at 19 yr. old to become a SE at Buggy, quickly rising to manage a 6-person R&D team within a year . Additionally she is a self taught CISSP and OSCP (top compliance and hacking certs) in months instead of 5 years.

Founder profile As recorded 2026-09-15

Bivu Dhungana

Founder/CTO

Bivu is a co-founder and CTO at shiboleth.ai which he founded with Esty Scheiner in late 2023. Shiboleth automates regulatory compliance for lending institutions. Bivu has a decade of experience working as a ML Engineer in logistics, banking and audio. Before Shiboleth, Bivu worked at Pindrop as an AI Engineer where he led a team for IVR fraud detection. His team's product is used by 6 of the largest 10 banks, and amounted to $10 million ARR in sales.

Founder profile As recorded 2026-09-15
5team members reported
Source-reported As recorded 2026-09-15

Founded 2023 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Launched · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The company website offers product access through a trial, free start, app download, purchase, or onboarding with existing-account login. Customer adoption is not established by this evidence.

Company website: home Checked 2026-10-14 · Company website: home Checked 2026-10-14

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Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year