Banking lending

SyntheticFi

Website
Founded 2023Origin source ↗Checked 2026-09-15

Overview

SyntheticFi is the cheapest way to borrow money. We partner with independent financial advisors (RIAs) to meet the liquidity needs of their clients.

Company description As recorded 2026-11-08

Founders & team

Previously Cyclone, devmark

Company history As recorded 2026-11-08

Tony Yang

Founder

CEO and co-founder of SyntheticFi: cheapest way to borrow money. Prior to starting SyntheticFi, Tony was a senior software engineer at Stripe. During his time at Stripe, Tony used the box spread strategy to purchase his house. That became the inspiration for Tony to start SyntheticFi and democratize its access. Tony graduated as a double major in CS and Philosophy from UC Berkeley.

Founder profile As recorded 2026-09-15
25team members reported
Source-reported As recorded 2026-09-15

Founded 2023 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year