Banking lending

Pier

Website

We’re building an API for launching credit products. We enable companies to compliantly offer credit by handling the tech stack for origination, underwriting and loan management with just a few lines of code. We have built-in compliance guardrails to ensure that our customers comply with state and federal regulations and assist with licensing requi

Founded 2022Origin source ↗Checked 2026-09-15

Overview

We’re building an API for launching credit products. We enable companies to compliantly offer credit by handling the tech stack for origination, underwriting and loan management with just a few lines of code. We have built-in compliance guardrails to ensure that our customers comply with state and federal regulations and assist with licensing requirements and license management.

Company description As recorded 2026-11-08
LinkedIn About
Banking lendingAPI platformBusinessesMid marketUsage & volume pricing

Founders & team

Previously Pier Fin, Inc.

Company history As recorded 2026-11-08

Jessica Zhang

Founder

Jessica is CEO & Co-Founder at Pier. Previously, CoS/PM at Stilt (YC W16, acq. by JGW) and founding team for Onbo, Stilt’s B2B credit API product. 2x founder (Oppti, acquired), ex-JPMorgan, ex-McDonald's. $7B+ underwriting/transaction experiences across private equity, investment banking and management consulting. She's a Cornell alum and has managed teams of 30+ ppl. Fun fact: she's a ski instructor and her goddaughter is a chihuahua-mix shelter adopt.

LinkedIn
Founder profile As recorded 2026-09-15
4team members reported
Source-reported As recorded 2026-09-15

Founded 2022 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year
startup.observe Directory coverage · Sources & method