Real estate

Palomma

Website
Founded 2023Origin source ↗Checked 2026-09-15

Overview

Palomma is building the AI-native bank for real estate in LatAm. We start with AI agents for property managers (leasing, sales, collections), then add payments to own the flow of rent. This unlocks credit and insurance products to monetize on the $235Bn of rental flows from tenants and landlords.

Company description As recorded 2026-11-08

Founders & team

Previously Pagaa

Company history As recorded 2026-11-08

Cipriano Echavarria

Founder

Colombian & Blue Devil (Go Duke!). Ex-Morgan Stanley, then helped scale Nubank into LatAm’s largest consumer bank. Now building the AI-native bank for real estate in LatAm, starting by rent. Avid soccer fan & squash player.

Founder profile As recorded 2026-09-15

Nicolas Gomez del Campo

Founder

Mexican engineer building simpler bank payments for LatAm. I studied Computer Science at MIT and previously worked at JP Morgan developing systems for algorithmic trading. I enjoy training jiu jitsu in my free time.

Founder profile As recorded 2026-09-15

Felipe Monsalve

Founder

Felipe Monsalve is a technical co-founder at Palomma. He moved from Colombia for his Bachelor's in CS & Econ, and stayed for his Master's in CS. In between schooling, and over the summers, he's gotten industry experience @ Meta, Bloomberg, and a few US + Latin American startups. More recently, at MIT, Felipe worked on a system for medical reporting of human rights violations in places with poor healthcare access. He's passionate about new technology and its impact on individuals.

Founder profile As recorded 2026-09-15
8team members reported
Source-reported As recorded 2026-09-15

Founded 2023 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthenriched profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedMedellín, Antioquia, Colombia
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding yearrecent publishing observed