Banking lending

Moneco

Website
Founded 2022Origin source ↗Checked 2026-09-15

Overview

Moneco is a neobank targeting the migrant communities in Europe, starting with the African diaspora. We are making banking easier and more affordable for underserved communities, starting with a current account, a payment card and free remittances. The long term vision is to turn Moneco into a one-stop-shop where all of their financial needs will be addressed.

Company description As recorded 2026-11-08

Founders & team

Shams Radjabaly

Founder

Born and raised in Madagascar, educated in France, lived in Singapore and the US, worked in Morocco, I thrive in an international setting. I have worked in the financial markets and in management consulting, and want to make the best use of my experiences to build an outstanding banking product for the African diaspora. Apart from that, I am passionate about food (both cooking and eating it !)

Founder profile As recorded 2026-09-15

Bilal Dahlab

Founder

My name is Bilal Dahlab, I have a multicultural background (Algeria, England, Italia) and grew up in a popular neighborhood in Geneva. I have a business profile with some knowledge in technology, gathered some experience in strategic consulting, finance, energy and blockchain. Today, my goal is to financially serve African communities in Europe, and then in Africa where we have bigger challenges! I spend most of my freetime with my friends, I like rap/hip-hop, football (soccer) and boxing.

Founder profile As recorded 2026-09-15

Kuassi Jimmy Kumako

Founder

I’m Jimmy, I was born in Benin, grew up in several countries across West Africa. I’ve worked with some great startups like Paystack, co-founded some (CoinAfrique…) and also with larger institutions such as IFC. My main focus is to build products to solve some of the most challenging issues African communities are facing in and beyond Africa

Founder profile As recorded 2026-09-15
15team members reported
Source-reported As recorded 2026-09-15

Founded 2022 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthenriched profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedParis, Île-de-France, France; Remote
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding yearrecent publishing observed