Insurance

Cozmo AI

Website
Founded 2025Origin source ↗Checked 2026-09-15

Overview

Cozmo AI helps restoration franchisors, TPAs and adjusters put agents to work on US property insurance claims. Agents are autonomous AI workers that answer intake across all channels, coordinate crews and write up losses. Putting them to work means deploying across the full claim, from first notice of loss to crew dispatch and damage estimate to supplement approval. Work that took human teams days to weeks closes in minutes.

Cozmo is an operating system for the whole claim, end to end, and it runs on top of the estimating software, CRM and phone system already in place. Nothing gets ripped out and nothing gets migrated.

This allows operators to run more jobs per adjuster and send estimates that clear review the first time. On the carrier side, the same work cuts cycle time to hours and leaves a line-item record of every loss, so risk can be priced by property instead of by ZIP code.

Cozmo's platform captures context from every claim it touches and gets sharper with each one.

Go to hellocozmo.ai and book a demo to see the Cozmo AI agents in action.

Company description As recorded 2026-11-08
LinkedIn About
InsuranceAI agentBusinessesEnterpriseSubscription

Product & workflow

✓ Clean, structured loss data on every claim, captured automatically and written back to your system of record.

Source-reported As recorded 2026-10-09

Founders & team

Previously Zywa, CozmoX AI

Company history As recorded 2026-11-08
5team members reported
Source-reported As recorded 2026-09-15

Founded 2025 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year
startup.observe Directory coverage · Sources & method