Banking lending

Fingo Africa

Website
Founded 2020Origin source ↗Checked 2026-09-15

Overview

Fingo is building a pan-African digital bank.

Today, most Africans pay 5-15% fees to transfer money to friends, family, or businesses - with Fingo these fees will be 90% cheaper.

In 240 seconds, any young person will be able to access a full suite of financial services including personal, business, investment and savings accounts.

Company description As recorded 2026-11-08

Founders & team

Kiiru Muhoya

Founder

Kiiru is the co-founder and CEO of Fingo Africa. Fingo is the first youth focused Pan-African Neo-Bank. Previously he was part of the team at Acorn Holdings, the largest private developer of real estate in East Africa, being the first Kenyan company to successfully list a bond on the London Stock Exchange. Kiiru is a Philosophy, Politics and Economics graduate from the University of Warwick.

Founder profile As recorded 2026-09-15

Ian Njuguna

Founder

Experienced technology founder. Engineered for over a decade, Built outdoor advertising automation allowing advertisers to upload their ads to digital billboards and pay digitally from their devices, and multiple other systems. (Think Instagram ads but on outdoor advertising) Now Joining 3 others to build the largest Neobank for Africa at Fingo.

Founder profile As recorded 2026-09-15

Gitari Tirima

Founder

Trying to bring banking to the African youth! Just a kid who loves interesting problems and creating viable solutions that will outlast me.

Founder profile As recorded 2026-09-15
8team members reported
Source-reported As recorded 2026-09-15

Founded 2020 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedNairobi, Nairobi County, Kenya
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The source reports an inactive or acquired company; current product identity needs review.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year