Banking lending

Lendtable

Website

1 in 4 Americans do not get their full 401(k) match. That means 25 million workers are leaving $24 billion on the table in free employer contributions. The primary reason these workers cannot get their match is because they do not have enough to both cover living expenses and invest. Lendtable helps workers get thousands in additional income by

Founded 2020Origin source ↗Checked 2026-09-15

Overview

1 in 4 Americans do not get their full 401(k) match. That means 25 million workers are leaving $24 billion on the table in free employer contributions. The primary reason these workers cannot get their match is because they do not have enough to both cover living expenses and invest.

Lendtable helps workers get thousands in additional income by giving them a cash advance to cover their living expenses so they can finally begin earning their employer match. Once their money has vested we take some of the match money earned in order to cover our expenses.

Workers now have thousands of dollars more without putting any money down, and we make money helping them do so -- we win if they win.

Company description As recorded 2026-11-08
LinkedIn GitHub
Banking lendingConsumer appConsumersConsumerTransaction fee

Founders & team

Sheridan Clayborne

Founder

I was the youngest person to get into Northwestern at age 15, where I was a Computer Science and Econ Major. Dropped out of Northwestern to pursue my startup full-time. I spent time working at JP Morgan and Goldman Sachs on their private equity teams and was the youngest PM to come to Dropbox at 19 I have worked on many startups in the past, with my passion always being around fintech and financial inclusion. To date, I have raised over $5mil and done over $10mil in sales across my businesses

LinkedIn X
Founder profile As recorded 2026-09-15

Mitchell Jones

Founder

I am a founder with the goal of helping all people to better save and invest for their financial future. I believe that with the right nudge (and a little help from software) we can help people do the right thing and make money a bit less stressful. Ex Facebook and Dropbox, product manager, a Yale University graduate, and a proud Ohioan by origins. "Our lives begin to end the day we become silent about the things that matter" - MLK

LinkedIn X
Founder profile As recorded 2026-09-15
20team members reported
Source-reported As recorded 2026-09-15

Founded 2020 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationsite error
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The latest website check does not confirm this company’s website.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationdescriptive evidenceclassified market and modelsourced peoplesourced founding year
startup.observe Directory coverage · Sources & method