Banking lending

delt.ai

Website

delt.ai is building a specialized digital financial service for businesses in Latam, set to tackle the +450B Market of business payments in Mexico. delt.ai is a natively digital alternative to a bank, born with payments gateways and API integrations. Its truly digital KYC-compliant onboarding allowed us to be the first opening first branchless acco

Founded 2019Origin source ↗Checked 2026-09-15

Overview

delt.ai is building a specialized digital financial service for businesses in Latam, set to tackle the +450B Market of business payments in Mexico. delt.ai is a natively digital alternative to a bank, born with payments gateways and API integrations. Its truly digital KYC-compliant onboarding allowed us to be the first opening first branchless accounts in the country. We target poorly served Startups and SMEs therefore focusing on the ~40B market opportunity that are profitable when served fully online.

Company description As recorded 2026-11-08

Founders & team

Alejandro Cedeño

Founder

I'm a software engineer focused on efficient software architecture design, applying general best practices for SDLC, from algorithms and data structure to complex workflows and patterns. My other interests are AI and Fintech, especially how both can play together and deliver solutions.

Founder profile As recorded 2026-09-15

Jose de la Luz Lopez S

Founder

I am CEO and founder @ delt.ai I enjoy solving problems and building high-performance teams, my experience comes from finance in all areas including investments, Latam Stocks, Startups financial management, and corporate finance. I am convinced delt.ai will level the playfield on financial services for startups, SMEs and Freelancers in Latam. In my free time I teach at different places where I am invited.

Founder profile As recorded 2026-09-15
26team members reported
Source-reported As recorded 2026-09-15

Founded 2019 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedMexico City, CDMX, Mexico
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The source reports an inactive or acquired company; current product identity needs review.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year