Insurance

Savvy

Website

Savvy is a health benefits product offering employees payment cards to buy their own health insurance. One of the first to market after new regulation, Savvy scaled to $10s of millions in volume and expanded into all 50 state health insurance markets. Savvy was backed by Y Combinator, Marc Andreessen, and the founders of One Medical and Indeed. In

Founded 2019Origin source ↗Checked 2026-09-15

Overview

Savvy is a health benefits product offering employees payment cards to buy their own health insurance. One of the first to market after new regulation, Savvy scaled to $10s of millions in volume and expanded into all 50 state health insurance markets. Savvy was backed by Y Combinator, Marc Andreessen, and the founders of One Medical and Indeed. In 2022, the company was acquired by Take Command, the leading incumbent in the health insurance HRA space.

Company description As recorded 2026-11-08

Founders & team

Kevin Cox

Founder

Co-founded and sold digital insurance brokerage Savvy (W20). Led engineering teams at Clipboard Health while revenue grew profitably from $30M -> $130M. Building Adaptional - AI for commercial insurance.

Founder profile As recorded 2026-09-15

Suril Kantaria

Founder

Cofounder of Adaptional S25 and Savvy W20, a digital insurance brokerage for startups & SMBs. Previously on the early team at X/xAI and Primer, a NLP lab that raised $250m+.

Founder profile As recorded 2026-09-15
12team members reported
Source-reported As recorded 2026-09-15

Founded 2019 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSan Francisco, CA, USA
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The source reports an inactive or acquired company; current product identity needs review.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year