Banking lending

Apurata

Website
Founded 2017Origin source ↗Checked 2026-09-15

Overview

We offer instant underwriting of financing at the point of sale (ecommerce or physical) focused on small purchases ($100-$1000).

Company description As recorded 2026-11-08

Founders & team

José E. Carrillo Pino

Founder

Experienced software developer, continuosly learning. This is my first startup, right after university, but I'm giving it all. I'm highly optimistic, and I like to do hard things for the challenge. If there is a little chance I can do something, I'll try until achieving it.

Founder profile As recorded 2026-09-15

Patrick Wakeham

Founder

I like to: learn a lot, screw up a little, question assumptions, be told why I am wrong, equalize opportunities, maybe make this place slightly better. Previously sold a small e-commerce, spent 7 years at DB in investment banking. Self taught programmer of forgotten languages.

Founder profile As recorded 2026-09-15
12team members reported
Source-reported As recorded 2026-09-15

Founded 2017 · Source

News & product activity

Sources & observations

500 Global · Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedLima, Callao Region, Peru; Lima, Lima Province, Peru
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The retained text does not establish product availability or customer use.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year