Banking lending

Facio

Website
Founded 2019Origin source ↗Checked 2026-09-15

Overview

Salary advance to employees in Brazil.

Company description As recorded 2026-11-08
Banking lendingConsumer appBusinesses & consumersConsumerTransaction fee

Founders & team

Márcio Dos Santos

Founder

Experienced lead engineer with 15+ years of experience. Wide range of experience in software development, team management, culture builder, and product shipping. Focus on productivity, quality, and innovation. Worked in 3 different countries. Passionate by the engineering side of Machine Learning. Designed TensorFlow experience for AWS SageMaker. Interested in Machine Learning training and serving performance, ML pipelines, TensorFlow, PyTorch, architecture, scale, and AWS.

LinkedIn
Founder profile As recorded 2026-09-15

Saulo Tristao

Founder

Saulo is starting a new fintech to help employees afflicted by restricted access to credit. His new venture just closed a seed round and is on its way building a stellar engineering crew. Saulo was Head of Marketing for SumUp Brazil . As the second person on the ground in Brazil, he structured the marketing and product from scratch. He graduated in Aeronautical Engineer and concluded his MBA at Stanford GSB. He was an Eventing Rider and Member of the Brazilian Team at the Beijing Olympics (2008)

LinkedIn
Founder profile As recorded 2026-09-15

Ticiano Vieira

Founder

I'm a nerd and tech enthusiast-- still build my own rig and discuss physics breakthroughs. After quite a ride helping build SumUp, I now focus my energy rethinking credit availability in Brazil. We're building an original solution to give customers financial peace of mind in times of need. I'm also an engaged AIESEC alumni and hold an Engineering Physics degree from UFSCar.

LinkedIn
Founder profile As recorded 2026-09-15
36team members reported
Source-reported As recorded 2026-09-15

Founded 2019 · Source

News & product activity

Sources & observations

Y Combinator

Profile depthverified profile
Website observationwebsite reachable
Last website check2026-11-11
Location · source statedSão Paulo, SP, Brazil; Remote
Pricing evidenceNo pricing page confirmed
Maturity: Not assessed · 3 of 6 areas documented

Source-based assessment · automated evidence rules

The captured homepage does not clearly identify the listed business.

Maturity is an evidence-based assessment, not a success rating. It may understate the current stage where evidence is limited. Coverage records documented areas, not a complete or independently audited company history.

Stage definitions
independent websitesource corroborationreachable websitedescriptive evidenceclassified market and modelsourced peoplesourced founding year
startup.observe Directory coverage · Sources & method